Is it just me, or is this happening to a lot of vans lately?
Posted: Fri Mar 18, 2011 11:06 pm
It happened a month ago Tuesday. I just didn't want to discuss it until things had settled down and some of the decisions had been made.
As I was leaving school on the evening of 15 Feb, I was in a lovely mood and looking forward to driving home and getting to sleep. Another student coming out of the parking lot "never saw me" and, as he turned left onto the main street, drove right into the side of my van.
I am quite attached to this van. My parents bought it new, I remember the day they brought it home 24 years ago. It's worn and tired, but it's full of memories. Where most people see just another old car, to me it's much more than that. So, to say I was upset would be an understatement. The following day I was so distraught I almost couldn't even eat anything. I think some people in this group will understand where I'm coming from. I know some people will think I'm nuts, that's ok too.
To make a long story short, since both vehicles were drivable, we exchanged insurance info and both went home. His insurance company agreed that he was 100% at fault, and then they declared my van a total loss. I've decided to keep it and repair the damage. They're sending me a check for the "fair market value", less the "retained salvage value".
For those that don't know, I work for a new car dealer. We have an off-site body shop that we work with. They do very good work and I know the manager. I had him look at the damage and he gave it a guesstimate (meaning he looked it over and made an educated guess) of $4500 to repair. He also gave me a card for a shop that he knows has better prices and does good work as well.
So I went to the second shop. The owner looked at the van and said "You know this will cost more to repair than this vehicle is worth, right?" I replied "Yes, but it's been in the family a long time and it means a lot to us." He held up his hand and said "No problem, I understand. I can fix this."
His estimate (a very throughly written and researched estimate) came to around $3000.
I'll give you a rundown of the damage:
He hit me on the left side just behind the b-pillar. The body side is caved in about 6 inches at the rocker panel, the b-pillar looks ok but it must be either twisted or pushed in because the driver's door sticks now, the interior trim panels are bulging inward a bit and the floor is wrinkled behind the b-pillar. The frame rails in the body do not appear to be damaged and it drives straight just like before. All the other doors open and close just like before. Both bench seats lock into the floor like they did before, so that tells me that the floor hasn't moved that much. The fuel door is crunched and now takes two people to open, and the filler neck was pushed closer to the tank. The rubber hose between the filler and the tank absorbed that movement, so the hose (which is not original, but still about 10 years old) is not looking very good. But, it's not leaking any gas.
With the insurance money, some cash that I had been saving (for other projects) and what my family has volunteered to contribute, we should have no problem getting the Astro fixed up again.
I'm feeling much better about the whole situation. Obviously it's not a fun experience, and having a salvage title is something I didn't want. However, the van has needed new paint for a long time and I had been putting it off for years. This just means that I will finally get that done. We're going to change the color, put on a side graphic from a newer van, get some new lenses for the front and rear lights, restore the grille and headlight trim, maybe do some kind of bedliner or something similar on the bumpers.
When it's done, it'll look better than new.
Also, this has shown me that I need to get some real collector car insurance for the Chevelle and the Monte Carlo. Both are insured with my regular insurance co, and if something happened to them they'd both be totaled for sure and I'd get next to nothing for them. I have already gotten some quotes to take care of that.
Since I know how much we all love pictures.... I have some coming up in the next post.
Stay tuned!
As I was leaving school on the evening of 15 Feb, I was in a lovely mood and looking forward to driving home and getting to sleep. Another student coming out of the parking lot "never saw me" and, as he turned left onto the main street, drove right into the side of my van.
I am quite attached to this van. My parents bought it new, I remember the day they brought it home 24 years ago. It's worn and tired, but it's full of memories. Where most people see just another old car, to me it's much more than that. So, to say I was upset would be an understatement. The following day I was so distraught I almost couldn't even eat anything. I think some people in this group will understand where I'm coming from. I know some people will think I'm nuts, that's ok too.
To make a long story short, since both vehicles were drivable, we exchanged insurance info and both went home. His insurance company agreed that he was 100% at fault, and then they declared my van a total loss. I've decided to keep it and repair the damage. They're sending me a check for the "fair market value", less the "retained salvage value".
For those that don't know, I work for a new car dealer. We have an off-site body shop that we work with. They do very good work and I know the manager. I had him look at the damage and he gave it a guesstimate (meaning he looked it over and made an educated guess) of $4500 to repair. He also gave me a card for a shop that he knows has better prices and does good work as well.
So I went to the second shop. The owner looked at the van and said "You know this will cost more to repair than this vehicle is worth, right?" I replied "Yes, but it's been in the family a long time and it means a lot to us." He held up his hand and said "No problem, I understand. I can fix this."
His estimate (a very throughly written and researched estimate) came to around $3000.
I'll give you a rundown of the damage:
He hit me on the left side just behind the b-pillar. The body side is caved in about 6 inches at the rocker panel, the b-pillar looks ok but it must be either twisted or pushed in because the driver's door sticks now, the interior trim panels are bulging inward a bit and the floor is wrinkled behind the b-pillar. The frame rails in the body do not appear to be damaged and it drives straight just like before. All the other doors open and close just like before. Both bench seats lock into the floor like they did before, so that tells me that the floor hasn't moved that much. The fuel door is crunched and now takes two people to open, and the filler neck was pushed closer to the tank. The rubber hose between the filler and the tank absorbed that movement, so the hose (which is not original, but still about 10 years old) is not looking very good. But, it's not leaking any gas.
With the insurance money, some cash that I had been saving (for other projects) and what my family has volunteered to contribute, we should have no problem getting the Astro fixed up again.
I'm feeling much better about the whole situation. Obviously it's not a fun experience, and having a salvage title is something I didn't want. However, the van has needed new paint for a long time and I had been putting it off for years. This just means that I will finally get that done. We're going to change the color, put on a side graphic from a newer van, get some new lenses for the front and rear lights, restore the grille and headlight trim, maybe do some kind of bedliner or something similar on the bumpers.
When it's done, it'll look better than new.
Also, this has shown me that I need to get some real collector car insurance for the Chevelle and the Monte Carlo. Both are insured with my regular insurance co, and if something happened to them they'd both be totaled for sure and I'd get next to nothing for them. I have already gotten some quotes to take care of that.
Since I know how much we all love pictures.... I have some coming up in the next post.
Stay tuned!